How Benefits Studio compares

Employers explain benefits to employees in one of four ways. Here they are side by side, with a source for every claim about someone else's product.

What you get
Benefits Studio
A benefits website for your employees, with an AI assistant that answers from your plan documents
Navigation services · Quantum Health, Healthee, HealthJoy, Accolade
An app plus people (care coordinators, advocates or benefits specialists) who help employees with care, claims and coverage^1,2,3
Benefits guide builders · EB3, Flimp
A benefits booklet or microsite. EB3 is software brokers use; Flimp builds the guide for you^4,5
Do it yourself · Canva, Word, email
A PDF, slide deck or email you make yourself
Price
Benefits Studio
$49, $99 or $199 a month, billed yearly. Flat per portal
Navigation services · Quantum Health, Healthee, HealthJoy, Accolade
Quote-based, usually per employee per month. Public 2026 contracts: HealthJoy at $8.70 (LaSalle County, IL) and Quantum Health at $22.34 (Pinellas County, FL)^6,7,8
Benefits guide builders · EB3, Flimp
EB3 from $199 a month, billed monthly. Flimp guides from $4,000 each^4,5
Do it yourself · Canva, Word, email
Free tools, plus your time
Getting started
Benefits Studio
About 5 minutes to a first draft. You review every plan detail before it publishes
Navigation services · Quantum Health, Healthee, HealthJoy, Accolade
A sales process, then implementation: about 6 to 8 weeks at Healthee, at least 120 days at Quantum Health^2,8
Benefits guide builders · EB3, Flimp
EB3 says about 30 minutes per booklet. Flimp says about 3 weeks^4,5
Do it yourself · Canva, Word, email
Copying every plan detail by hand
Reads your plan documents for you
Benefits Studio
Yes. It drafts every plan detail from your PDFs, and you confirm each one
Navigation services · Quantum Health, Healthee, HealthJoy, Accolade
The vendor loads your plan documents during implementation²
Benefits guide builders · EB3, Flimp
Mostly you enter the plan data. EB3 lists an SBC data-scraping feature^4,9
Do it yourself · Canva, Word, email
No
Answers employee questions
Benefits Studio
Benny (Professional and up), from your plan documents, citing the page
Navigation services · Quantum Health, Healthee, HealthJoy, Accolade
Care teams, plus AI assistants such as Healthee's Zoe^1,10
Benefits guide builders · EB3, Flimp
A booklet doesn't. Flimp sells an AI chatbot trained on your content⁵
Do it yourself · Canva, Word, email
You do, by email
Employee logins
Benefits Studio
None. The site is public, or one shared password protects it
Navigation services · Quantum Health, Healthee, HealthJoy, Accolade
An account in the vendor's app^1,3
Benefits guide builders · EB3, Flimp
None for a booklet
Do it yourself · Canva, Word, email
None
Built for
Benefits Studio
Employers up to 2,500 employees, and the brokers who serve them
Navigation services · Quantum Health, Healthee, HealthJoy, Accolade
Midsize and large employers, often self-insured^2,11
Benefits guide builders · EB3, Flimp
Brokers producing open enrollment booklets for clients⁴
Do it yourself · Canva, Word, email
Very small groups with time to spare

Four ways to explain benefits, compared
	Benefits Studio	Navigation services Quantum Health, Healthee, HealthJoy, Accolade	Benefits guide builders EB3, Flimp	Do it yourself Canva, Word, email
What you get	A benefits website for your employees, with an AI assistant that answers from your plan documents	An app plus people (care coordinators, advocates or benefits specialists) who help employees with care, claims and coverage^1,2,3	A benefits booklet or microsite. EB3 is software brokers use; Flimp builds the guide for you^4,5	A PDF, slide deck or email you make yourself
Price	$49, $99 or $199 a month, billed yearly. Flat per portal	Quote-based, usually per employee per month. Public 2026 contracts: HealthJoy at $8.70 (LaSalle County, IL) and Quantum Health at $22.34 (Pinellas County, FL)^6,7,8	EB3 from $199 a month, billed monthly. Flimp guides from $4,000 each^4,5	Free tools, plus your time
Getting started	About 5 minutes to a first draft. You review every plan detail before it publishes	A sales process, then implementation: about 6 to 8 weeks at Healthee, at least 120 days at Quantum Health^2,8	EB3 says about 30 minutes per booklet. Flimp says about 3 weeks^4,5	Copying every plan detail by hand
Reads your plan documents for you	Yes. It drafts every plan detail from your PDFs, and you confirm each one	The vendor loads your plan documents during implementation²	Mostly you enter the plan data. EB3 lists an SBC data-scraping feature^4,9	No
Answers employee questions	Benny (Professional and up), from your plan documents, citing the page	Care teams, plus AI assistants such as Healthee's Zoe^1,10	A booklet doesn't. Flimp sells an AI chatbot trained on your content⁵	You do, by email
Employee logins	None. The site is public, or one shared password protects it	An account in the vendor's app^1,3	None for a booklet	None
Built for	Employers up to 2,500 employees, and the brokers who serve them	Midsize and large employers, often self-insured^2,11	Brokers producing open enrollment booklets for clients⁴	Very small groups with time to spare

Prices come from public online sources as of October 15, 2026. Negotiated contract pricing often differs.

Benefits navigation platforms compared

Benefits navigation platforms comparedBenefits navigation covers five levels of help, from a folder of PDFs to staffed clinical teams. What each level does, what it costs and who sells it.

Benefits Studio vs a navigation vendor

Navigation vendors, head to head

Alternatives to a navigation vendor

Which one do you need?

vs. navigation services

Navigation vendors sell people: care coordinators, advocates or benefits specialists who help employees with care, claims and coverage, plus an app^1,2. Most quote privately. The newest public price is $22.34 per employee per month, in Quantum Health's 2026 agreement with Pinellas County, Florida⁸. Benefits Studio is software with no care team, from $49 a month billed yearly. If employees mostly need answers and the right phone number, start there.

vs. benefits guide builders

Guide builders produce a booklet or microsite: EB3 is software where brokers enter plan data⁹, and Flimp builds the guide for you⁵. Benefits Studio reads your plan documents and drafts the site, so you review instead of retyping, and Benny answers questions from the same documents.

vs. doing it yourself

Canva decks and Word documents cost nothing up front, but every deductible and copay is typed by hand and goes stale at renewal. Benefits Studio drafts the site in about 5 minutes and republishes when your documents change.

Your benefits portal, live in 5 minutes

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Sources

Quantum Health, For members. Checked October 15, 2026.
Healthee, Frequently asked questions. Checked October 15, 2026.
Accolade, For members. Checked October 15, 2026.
EB3, EB3 Employee Benefits Booklet Builder. Checked October 15, 2026.
Flimp, Flimp home page. Checked October 15, 2026.
Healthee, Self-insured employers. Checked October 15, 2026.
LaSalle County, Illinois, County Board minutes: Resolution #26-101, HealthJoy contract (September 14, 2026). Checked October 15, 2026.
Pinellas County, Florida, Agreement with Quantum Health, Inc. for Employee Benefits Concierge and Health Navigation Services, with pricing proposal (PDF) (October 13, 2026). Checked October 15, 2026.
EB3, Open enrollment booklets. Checked October 15, 2026.
Healthee, AI virtual assistant (Zoe). Checked October 15, 2026.
Quantum Health, Quantum Health's Cost-Savings Impact: An independent analysis of healthcare navigation's ROI (PDF) (November 2023). Checked October 15, 2026.

Quantum Health, Healthee, HealthJoy, Accolade, EB3, Flimp, Canva and Microsoft Word are trademarks of their owners. Benefits Studio is not affiliated with them, and this page uses public information only. Last verified October 15, 2026.

Rick Ramos, who founded Benefits Studio, worked at HealthJoy and still owns equity in the company. He wishes HealthJoy success.

Spot an error? Email support@benefitsstudio.com. We correct verified errors within a week.