For HR teams and benefits brokers

Launch a benefits portal in 5 minutes.

Upload your plan documents once and your benefits portal builds itself. Employees get a simple place to find their benefits, understand their coverage, and get answers to their questions anytime, day or night.

See a live portalStart free

No credit card. Opens the demo, no signup. From $49 a month per portal, never per employee.

UnitedHealthcareMedicalMedical — BlueShield HDHP + HSA PlanUnitedHealthcare→
UnitedHealthcareMedicalMedical — BlueShield PPO 500 PlanUnitedHealthcare→
Delta DentalDentalDentalDelta Dental→
VSP Vision CareVisionVisionVSP Vision Care→
✓
Live this afternoonOne plan document is enough to start.
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Employees stop asking youThey get the answer, with the page it came from.
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$49 a month, not per employeePrice stays flat whether you have 12 people or 900.
01 · The problem

You are the benefits help desk, and you never applied for the job.

The plan documents exist. They went out in an email four months ago, as a PDF, with a filename like 2026_SBC_final_v3.pdf. Nobody kept it. So every question comes back to you, and most of them are the same five questions.

Meanwhile you are paying real money for benefits people never use, because they cannot tell what they have.

  • דWhere's my ID card?” Asked in Slack, at 4:50 on a Friday.
  • דIs my kid's dentist in network?” You do not know either, so you call the carrier.
  • דWhat's my deductible again?” Third time this month, second time from the same person.
  • דDo we have an EAP?” You do. It has been in the packet for two years.
  • ×Open enrollment hits and all of it arrives at once, on top of your actual job.
02 · Why this exists

I spent years watching good benefits go unused.

I was CMO at HealthJoy, where more than 1 million employees used the platform to find and navigate the benefits their employers were already paying for. I saw firsthand how much easier benefits can be to understand and use when the right technology is there.

But these platforms were built primarily for larger employers with larger budgets. Smaller companies often didn't have access to the same kind of technology.

Benefits Studio is the version of that software for everyone else, priced so a broker can put one in front of every client.

Rick Ramos · Founder

Rick Ramos, founder of Benefits Studio
03 · See it working

This is what your employees get, and what you manage.

Two screens. One for the 60 people who need an answer, one for the person who keeps it current.

1
The employee portalOne link, no login. Their whole benefit wallet on a phone, and Benny answering from the plan documents with the page it came from.
2
Your admin dashboardPlan year, Benny usage, and the review queue on one screen. Nothing publishes until you confirm every fact.
See a Demo
Employee portal · their phoneAdmin dashboard · you
04 · Meet Benny

Ask Benny. He only knows your plan.

Every answer comes straight from the documents you uploaded, with the page it came from. Not a guess, not generic advice from the internet. If the answer is not in your documents, Benny says so and points the employee to your benefits team.

Employees ask in plain language. Benny reads the fine print for them.

Try Benny in the live portal
Do I need a referral to see a dermatologist?

No referral is required for specialists on the PPO 500 plan. You pay a $45 specialist copay after your deductible.

[1] ppo-sbc.pdf · p.4
How much does the company put into my HSA?

Meridian contributes $750 a year for individual coverage and $1,500 for family coverage, deposited in January.

[1] hsa-summary-2026.pdf · p.1
Can I add my girlfriend to my plan?

Your plan documents cover spouses and dependent children. Domestic partner eligibility is not addressed in what I have, so this one is for your benefits team.

No source found · routed to HR
05 · How it works

Three steps, and one of them is us.

01

Upload what you already have

Summaries of benefits, carrier flyers, the enrollment guide. Whatever is sitting in that folder.

02

We build it, you confirm it

We pull out the plan details and show you each one. Nothing publishes until you say it is right.

03

Send one link

Employees bookmark it. Benny handles the questions. You get your week back.

06 · What people say

Three questions everyone asks, answered by people who already did it.

Was setup really that fast, will employees actually use it, and can you trust the answers.

★★★★★

“We had it up and running much faster than I expected. It made our benefits information incredibly easy for employees to access.”

MariaAtlas Labs
★★★★★

“What impressed me most was that employees actually used it. It gave them a much easier way to get answers without coming to HR. Looking forward to a larger rollout.”

JohnMercury
★★★★★

“We've been testing it with several clients in beta, and the response has been impressive. The answers are accurate and grounded in the actual plan documents. We're excited to roll it out more broadly.”

RalphLockton
07 · Where this fits

Benefits navigation costs anywhere from $0 to $90,000.

Two vendors can both say they do benefits navigation and be selling completely different things. One gives employees a better place to read their plan documents. The other assigns a nurse to call the hospital for them. Here is the whole market, and where we stop on purpose.

Documents and emailDrive, a folder, an HR inboxWebsite builderSquarespace, Wix, WordPressBenefits StudioPurpose-built for benefitsNavigation and advocacyHealthJoy, Rightway, Quantum Health
Cost for 200 employees$0, plus your timeAbout $400 a year, plus 30 to 40 hours a renewal$588 to $2,388 a year, any headcount$7,200 and up, commonly $9,600 to $15,600
Pricing modelNoneFlat, per siteFlat, per portalPer employee per month
Time to launchInstant, and instantly lostA weekend, if you know the toolSame afternoonWeeks of sales and implementation
Answers employee questionsNoNoYes, with the page it came fromYes, plus people on the phone
Knows what a plan year isNoNo. Every page is just a pageYes. Preview, flip, archiveYes, vendor managed
Who keeps it currentNobodyYou, page by page, every yearYou, in a few clicksThe vendor
Human advocatesNoNoNo, and we are not pretending otherwiseYes. Nurses, claims help, provider steering
Buy it whenThe legal minimum is genuinely enoughYou want a site and you have the hoursEmployees can't find answers and HR is the help deskSurprise bills and claims spend are the problem

We stop before the advocacy tier on purpose. If your employees are fighting denied claims or landing out of network by accident, that is a staffed problem and no amount of software at $99 a month will fix it. Buying above your tier wastes money on capability nobody uses. Buying below it means the complaint doesn't go away and you spend a year finding out.

08 · Pricing

Per portal. Never per employee.

A 20-person company and a 1,000-person company pay the same price for the same tier. Brokers buy a portal per client. Prices below are per month, billed yearly — save 17% over month-to-month.

Essentials

$49/mo
per portal · $588 billed yearly · $59 month-to-month

A benefits site that stays current.

  • ✓Benefit wallet with every plan
  • ✓Document upload with AI extraction, you review everything
  • ✓1 plan per benefit category
  • ✓Logo and brand colors
  • ✓Announcements, contacts, document library
  • ✓1 admin login
Start free trial
Most brokers pick this

Professional

$99/mo
per portal · $1,188 billed yearly · $119 month-to-month

Adds Benny, answering straight from your documents.

  • ✓Everything in Essentials
  • ✓Ask Benny — 2,000 questions/mo included
  • ✓Formulary lookup
  • ✓Up to 2 plans per category, PPO and HDHP
  • ✓Open enrollment countdown
  • ✓3 admin logins
Start free trial

Advanced

$199/mo
per portal · $2,388 billed yearly · $239 month-to-month

White label, with room for complex groups.

  • ✓Everything in Professional
  • ✓Ask Benny — 6,000 questions/mo included
  • ✓Unlimited plans per category
  • ✓Full white label and custom domain
  • ✓Unlimited admin logins
Start free trial

Every new account starts with a free 30-day Professional portal, no card required. Broker volume pricing applies automatically at 10, 25, and 50 portals on annual billing — the full rate card is on the pricing page. Groups over 2,500 employees, ask us about custom pricing.

09 · Questions

The things people ask on the first call.

Do employees have to create an account?

No, and they never will. A portal is a page they bookmark. If you would rather the site not be findable, turn on a single shared site password that everyone uses. That is one password for the whole site, not accounts, not logins, and no employee identity is stored anywhere.

What if Benny gets something wrong?

Benny only reads the documents you uploaded, and every answer shows the file and page it came from, so anyone can check it in one click. When the answer is not in your documents, he says so and points the employee to your benefits team instead of guessing. You also confirm every plan detail we extract before the portal goes live.

How much work is this really?

The first portal takes about five minutes if you have a summary of benefits handy. Keeping it current takes a few minutes when a plan changes. At renewal you build next year's benefits alongside this year's, let employees preview it, and flip it live on your go-live date.

Is Benny on every plan?

Benny starts on Professional. Essentials gives you the site, the wallet, and the document library, with AI extraction doing the setup work. If what you want is employees getting answers at 9pm without emailing you, that is Professional or Advanced.

Is our plan information secure?

A published portal shows what you already share openly with every eligible employee, so there are no claims, no medical records, and no employee identifiers in the system at all. Documents sit in private encrypted storage until you publish, and are served through links that expire shortly after use. Benny only reads the documents in your portal, never another company's, and your documents are never used to train any AI model. Full detail is on the security page.

I am a broker with 30 clients. Does this scale?

That is the main use case. Every client gets their own portal, branded to them, and 30 portals are managed from a single login and a single invoice rather than 30 separate accounts. Each portal has its own subscription, so you can move one client up a tier without touching the rest. Volume pricing applies automatically at 10, 25, and 50 portals.

What happens to our portal if we cancel?

The portal goes offline immediately and your documents and setup stay retrievable for 90 days, so picking it back up does not mean starting over. The same applies if a trial ends without a plan selected.

Get started

Stop being the benefits help desk.

Upload one plan document and watch it become a live site. Free for 30 days, and nothing publishes until you confirm it.

See a live portalStart free

No credit card · From $49 a month per portal, never per employee